:root{--ink:#14202b;--muted:#5c6b78;--brand:#116466;--brand-dark:#0b4446;--accent:#f2b84b;--paper:#fff;--soft:#f4f8f7;--line:#dce5e2;--danger:#8b3127;--radius:20px;--shadow:0 14px 40px rgba(20,32,43,.09);--container:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.7}img{max-width:100%;display:block}a{color:var(--brand-dark);text-decoration-thickness:.08em;text-underline-offset:.18em}.container{width:min(var(--container),calc(100% - 36px));margin-inline:auto}.skip-link{position:absolute;left:-999px;top:8px;background:#fff;padding:10px;z-index:99}.skip-link:focus{left:8px}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);backdrop-filter:blur(12px);border-bottom:1px solid rgba(220,229,226,.8)}.header-inner{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:inline-flex;align-items:center;gap:11px;color:var(--ink);text-decoration:none}.brand-mark{width:42px;height:42px;border-radius:13px;display:grid;place-items:center;background:var(--brand);color:#fff;font-weight:800;letter-spacing:-.04em}.brand strong,.brand small{display:block;line-height:1.05}.brand strong{font-size:1.08rem}.brand small{margin-top:5px;font-size:.72rem;color:var(--muted)}.main-nav{display:flex;align-items:center;gap:24px}.main-nav a,.search-open{font:inherit;font-size:.91rem;font-weight:700;color:var(--ink);text-decoration:none;background:none;border:0;cursor:pointer}.main-nav a:hover,.search-open:hover{color:var(--brand)}.nav-toggle{display:none;border:0;background:none;padding:8px}.nav-toggle span:not(.sr-only){display:block;width:24px;height:2px;background:var(--ink);margin:5px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.search-panel{background:var(--soft);border-bottom:1px solid var(--line);padding:22px 0}.search-form label{display:block;font-weight:800;margin-bottom:8px}.search-form>div{display:flex;gap:8px}.search-form input{flex:1;min-width:0;padding:13px 15px;border:1px solid var(--line);border-radius:12px;background:#fff;font:inherit}.search-form button,.btn{border:0;border-radius:12px;padding:12px 18px;background:var(--brand);color:#fff;font-weight:800;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;justify-content:center}.search-close{background:#e6ecea!important;color:var(--ink)!important}.hero{background:linear-gradient(120deg,#eff8f6 0%,#fff6e5 100%);padding:72px 0 62px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:54px;align-items:center}.eyebrow{display:inline-flex;gap:8px;align-items:center;text-transform:uppercase;letter-spacing:.12em;font-size:.74rem;font-weight:900;color:var(--brand)}.eyebrow:before{content:"";width:28px;height:3px;border-radius:3px;background:var(--accent)}h1,h2,h3{line-height:1.15;letter-spacing:-.035em}h1{font-size:clamp(2.5rem,5vw,4.9rem);margin:.25em 0 .3em}h2{font-size:clamp(1.65rem,3vw,2.35rem);margin:1.5em 0 .55em}h3{font-size:1.25rem;margin:1.35em 0 .35em}.hero p{font-size:1.12rem;color:var(--muted);max-width:650px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn-secondary{background:#fff;color:var(--ink);border:1px solid var(--line)}.hero-card{position:relative;border-radius:32px;overflow:hidden;box-shadow:var(--shadow);min-height:430px;background:#dfe9e7}.hero-card img{width:100%;height:100%;object-fit:cover;position:absolute;inset:0}.hero-card:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 45%,rgba(10,31,34,.9))}.hero-card-copy{position:absolute;z-index:2;left:30px;right:30px;bottom:28px;color:#fff}.hero-card-copy h2{font-size:1.8rem;margin:.25em 0}.hero-card-copy a{color:#fff}.stat-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:34px}.stat{border-left:3px solid var(--accent);padding-left:14px}.stat strong{display:block;font-size:1.35rem}.stat span{color:var(--muted);font-size:.85rem}.section{padding:72px 0}.section-soft{background:var(--soft)}.section-head{display:flex;justify-content:space-between;gap:20px;align-items:end;margin-bottom:28px}.section-head h2{margin:0}.section-head p{max-width:620px;margin:8px 0 0;color:var(--muted)}.text-link{font-weight:800;white-space:nowrap}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.article-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:.2s transform,.2s box-shadow}.article-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.card-image{aspect-ratio:16/9;overflow:hidden;background:#dbe5e2}.card-image img{width:100%;height:100%;object-fit:cover;transition:transform .4s}.article-card:hover img{transform:scale(1.03)}.card-body{padding:22px}.category-pill{display:inline-flex;padding:5px 10px;border-radius:999px;background:#e8f3f1;color:var(--brand-dark);font-size:.72rem;font-weight:900;text-decoration:none}.card-body h3{font-size:1.3rem;margin:.65em 0 .5em}.card-body h3 a{color:var(--ink);text-decoration:none}.card-body p{color:var(--muted);font-size:.94rem}.card-meta{display:flex;gap:12px;color:var(--muted);font-size:.78rem;margin-top:16px}.category-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.category-tile{display:block;padding:25px;border:1px solid var(--line);border-radius:18px;background:#fff;text-decoration:none}.category-tile strong{display:block;color:var(--ink);font-size:1.15rem}.category-tile span{color:var(--muted);font-size:.88rem}.notice{padding:22px;border-radius:16px;background:#fff6e5;border:1px solid #efd69f}.page-hero{padding:62px 0 34px;background:var(--soft)}.page-hero h1{font-size:clamp(2.4rem,5vw,4.2rem);max-width:900px}.page-hero p{max-width:760px;color:var(--muted);font-size:1.08rem}.article-layout{display:grid;grid-template-columns:minmax(0,790px) 300px;gap:52px;align-items:start;padding:46px 0 80px}.article-header{padding:48px 0 24px}.breadcrumbs{font-size:.84rem;color:var(--muted);display:flex;gap:7px;flex-wrap:wrap}.breadcrumbs a{color:var(--muted)}.article-header h1{font-size:clamp(2.35rem,5.5vw,4.55rem);max-width:1000px}.article-dek{font-size:1.16rem;color:var(--muted);max-width:820px}.article-meta{display:flex;gap:15px;flex-wrap:wrap;font-size:.86rem;color:var(--muted);margin-top:22px}.article-hero-image{border-radius:28px;overflow:hidden;aspect-ratio:16/8.5;background:#dfe9e7}.article-hero-image img{width:100%;height:100%;object-fit:cover}.article-content{font-size:1.04rem}.article-content>p:first-child{font-size:1.16rem}.article-content p{margin:0 0 1.25em}.article-content ul,.article-content ol{padding-left:1.35rem}.article-content li{margin:.55em 0}.article-content h2{scroll-margin-top:100px}.article-content h3{scroll-margin-top:100px}.key-takeaways{padding:26px 28px;background:#edf7f5;border-radius:18px;border-left:5px solid var(--brand);margin:28px 0}.key-takeaways h2{font-size:1.45rem;margin:0 0 .5em}.source-list a{word-break:break-word}.checklist{background:#fafcfc;border:1px solid var(--line);border-radius:16px;padding:22px 22px 22px 48px}.sidebar{position:sticky;top:98px}.sidebar-box{padding:22px;border:1px solid var(--line);border-radius:18px;margin-bottom:18px}.sidebar-box h2{font-size:1.2rem;margin:0 0 12px}.toc a{display:block;padding:6px 0;font-size:.88rem;color:var(--muted);text-decoration:none}.toc a:hover{color:var(--brand)}.ad-placeholder,.ad-wrap{min-height:130px;border:1px dashed #becbc7;border-radius:14px;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:18px;color:#6c7975;background:#fafcfc;margin:28px 0}.ad-placeholder span,.ad-label{text-transform:uppercase;letter-spacing:.12em;font-size:.66rem;font-weight:900}.ad-placeholder small{max-width:280px;margin-top:6px}.related{border-top:1px solid var(--line);padding-top:40px}.money-warning{padding:22px;border-radius:16px;background:#fff1ef;border:1px solid #efc5c0;color:#65251f;margin:26px 0}.money-warning strong{display:block;margin-bottom:5px}.prose-page{max-width:820px;padding:58px 0 85px}.prose-page h1{font-size:3.3rem}.prose-page p,.prose-page li{color:#344653}.contact-form{display:grid;gap:14px;max-width:650px}.contact-form label{font-weight:800}.contact-form input,.contact-form textarea{width:100%;padding:13px;border:1px solid var(--line);border-radius:12px;font:inherit}.contact-form textarea{min-height:170px}.form-status{padding:14px;border-radius:12px;background:#edf7f5}.pagination-note{text-align:center;color:var(--muted);padding-top:26px}.site-footer{background:#102b2d;color:#d7e7e5;padding:58px 0 24px}.footer-grid{display:grid;grid-template-columns:1.6fr repeat(3,1fr);gap:40px}.site-footer h2{font-size:1rem;color:#fff;margin:0 0 14px}.site-footer a{display:block;color:#d7e7e5;margin:8px 0;text-decoration:none}.site-footer p{color:#a9c2bf;font-size:.9rem}.brand-footer{color:#fff}.brand-footer small{color:#a9c2bf}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:38px;padding-top:22px;display:flex;justify-content:space-between;gap:20px}.footer-bottom p{margin:0}.empty-state{padding:42px;border:1px solid var(--line);border-radius:18px;text-align:center}.content-count{font-size:.9rem;color:var(--muted)}@media(max-width:980px){.main-nav{position:absolute;left:18px;right:18px;top:70px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;box-shadow:var(--shadow);display:none;flex-direction:column;align-items:stretch;gap:12px}.main-nav.open{display:flex}.nav-toggle{display:block}.hero-grid,.article-layout{grid-template-columns:1fr}.hero-card{min-height:390px}.sidebar{position:static}.toc{display:none}.card-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.article-layout{gap:20px}}@media(max-width:680px){.container{width:min(100% - 24px,var(--container))}.hero{padding:46px 0}.hero-grid{gap:30px}.hero-card{min-height:330px}.stat-strip{grid-template-columns:1fr}.section{padding:52px 0}.section-head{align-items:start;flex-direction:column}.card-grid,.category-grid{grid-template-columns:1fr}.article-header{padding-top:32px}.article-hero-image{border-radius:18px;aspect-ratio:16/10}.article-layout{padding-top:28px}.article-content{font-size:1rem}.key-takeaways{padding:21px}.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.search-form>div{flex-wrap:wrap}.search-form input{flex-basis:100%}.prose-page h1{font-size:2.5rem}}


/* Show article titles below images on every post grid */
.card-grid .article-card {
    display: flex !important;
    flex-direction: column !important;
    height: 100%;
    overflow: hidden;
    background: #ffffff;
}

.card-grid .article-card .card-image {
    display: block !important;
    position: relative !important;
    width: 100%;
    aspect-ratio: 16 / 9;
    overflow: hidden;
    flex-shrink: 0;
}

.card-grid .article-card .card-image img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.card-grid .article-card .card-body {
    display: block !important;
    position: static !important;
    visibility: visible !important;
    opacity: 1 !important;
    height: auto !important;
    padding: 14px 15px 18px !important;
    background: #ffffff !important;
}

.card-grid .article-card .card-body h3 {
    display: block !important;
    visibility: visible !important;
    opacity: 1 !important;
    margin: 0 !important;
    font-size: 18px;
    line-height: 1.35;
    font-weight: 700;
}

.card-grid .article-card .card-body h3 a {
    display: block;
    color: #14202b !important;
    text-decoration: none;
}

.card-grid .article-card .card-body h3 a:hover {
    color: #116466 !important;
}

/* Place the title immediately below the image */
.card-grid .article-card .category-pill {
    display: none;
}

/* Optional: hide descriptions and article metadata */
.card-grid .article-card .card-body p,
.card-grid .article-card .card-meta {
    display: none;
}

/* Mobile title size */
@media (max-width: 680px) {
    .card-grid .article-card .card-body {
        padding: 12px 13px 15px !important;
    }

    .card-grid .article-card .card-body h3 {
        font-size: 16px;
    }
}

/* Mobile post grid with titles below images */
@media screen and (max-width: 768px) {

    .card-grid {
        display: grid !important;
        grid-template-columns: repeat(2, minmax(0, 1fr)) !important;
        gap: 14px !important;
    }

    .card-grid .article-card {
        display: flex !important;
        flex-direction: column !important;
        width: 100% !important;
        height: 100% !important;
        overflow: hidden !important;
        background: #ffffff !important;
        border-radius: 8px;
    }

    .card-grid .article-card .card-image {
        display: block !important;
        position: relative !important;
        width: 100% !important;
        height: auto !important;
        aspect-ratio: 4 / 3;
        overflow: hidden !important;
    }

    .card-grid .article-card .card-image img {
        display: block !important;
        width: 100% !important;
        height: 100% !important;
        object-fit: cover !important;
    }

    .card-grid .article-card .card-body {
        display: block !important;
        position: static !important;
        visibility: visible !important;
        opacity: 1 !important;
        height: auto !important;
        min-height: 58px;
        padding: 10px 9px 12px !important;
        background: #ffffff !important;
    }

    .card-grid .article-card .card-body h3 {
        display: block !important;
        visibility: visible !important;
        opacity: 1 !important;
        margin: 0 !important;
        font-size: 14px !important;
        line-height: 1.4 !important;
        font-weight: 700 !important;
    }

    .card-grid .article-card .card-body h3 a {
        display: block !important;
        color: #14202b !important;
        text-decoration: none !important;
        overflow: visible !important;
        white-space: normal !important;
    }

    .card-grid .article-card .category-pill,
    .card-grid .article-card .card-body p,
    .card-grid .article-card .card-meta {
        display: none !important;
    }
}

/* Very small mobile screens */
@media screen and (max-width: 360px) {

    .card-grid {
        grid-template-columns: 1fr !important;
    }

    .card-grid .article-card .card-image {
        aspect-ratio: 16 / 9;
    }

    .card-grid .article-card .card-body h3 {
        font-size: 16px !important;
    }
}